Louisville Auto Insurance

LOUISVILLE AUTO INSURANCE

2012-01-26T12:40:00.002-05:00

LOUISVILLE CAR INSURANCE

LOUISVILLE AUTO INSURANCE

CALL US FOR A FREE LOUISVILLE CAR INSURANCE QUOTE

502-365-5132

DICK WATTS INSURANCE

LOUISVILLE KY

Louisville auto Insurance in Louisville KY

2011-11-17T10:00:00.003-05:00

Local independent insurance agent in Louisville KY

No Prior Car Insurance
SR22
International Drivers License
Cancelled or Non Renewed
DUI or DWI

Call us today for a free car insurance quote

Dick Watts Insurance 502-365-5132 x1

12200 Shelbyville Rd 112

Louisville KY 40243

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2011-08-06T08:00:00.000-04:00

You Can now follow us on Google+

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DICK WATTS INSURANCE
LOUISVILLE KY
502-245-3625

30 ways to cut healthcare costs

2011-08-04T20:05:00.000-04:00

30 ways to cut healthcare costs

If you're like most Americans, you're shouldering a larger portion of your health care costs. But as more insurers raise deductibles and switch from fixed-dollar co-payments to coinsurance -- which bases out-of-pocket expenses on a percentage of the total costs -- you have an incentive to take more control over how much you spend.

Car Insurance Louisville KY

Read More: 30 ways to cut healthcare costs

Flo's Blinded by Science Louisville Progressive Car Insurance

2011-08-01T20:23:00.000-04:00

Flo's Blinded by Science Progressive Insurance Louisville Car Insurance

Louisville Car Insurance Quote-

Are you shopping for auto insurance in Louisville KY ?

We can help you
No Prior Louisville Car Insurance
Multiple Accidents - Tickets - Violations
SR22- Suspended Drivers License

Call us for a free Louisville Car Insurance 502-245-3625

A Wedding Planner’s Top Tips for Cutting Your Big Day Budget

2011-08-01T11:45:00.000-04:00

Personal Finance
You’ve decided on a date and even found the perfect place. Now what?

If you’re overwhelmed by the seemingly endless list of costs associated with the Big Day, you’re not alone. With the U.S. economic recovery still on shaky ground, brides are spending decidedly less today than they did two years ago, according to BRIDES magazine’s 2011 American Wedding Study. On average, a wedding cost $26,501 in 2011, down more than 5 percent from 2009, the last time the survey was published. Still, that’s up $8,000 from almost a decade earlier.

Free Louisville Car Insurance Quote

How can you host the wedding of your dreams without maxing out your credit cards, or, even worse, taking on more debt? Here are my top five tips on what every bride can cut back on and still host an event to remember ? Cutting your big day budget

How to know what kind of insurance your small business needs

2011-07-31T20:00:00.000-04:00

How to know what kind of insurance your small business needs

When looking for business insurance and business insurance quotes, it pays to get some advice and guidance from resources you can trust. Your accountant could offer some insight, and you should also check to see what, if any, kind of business insurance your state or local government requires you to have. Another option is to use an online tool, like American Express' InsuranceEdge, provided by Bolt(sm).

Most likely, your small business will need one or more of these types of business insurance: general liability/business property, product liability and professional liability, workers' compensation, home-based business insurance and commercial auto insurance.

Louisville Auto Insurance Quote

General liability/business property

Most small business owners will benefit from the peace of mind provided by this type of business insurance. How to Know what kind of insurance your small business needs

Progressive car insurance ranks number one on Keynote Systems' Insurance Carrier Scorecard

2011-07-30T23:07:00.002-04:00

Progressive car insurance ranks number one on Keynote Systems' Insurance Carrier Scorecard

"Keynote® Competitive Research has named Progressive.com, the car insurance website for Progressive, the best insurance website on its Q2 2011 Insurance Carrier Scorecard. Progressive has been the highest-rated insurance website on 17 of the last 18 Keynote Scorecards published since 2000.

Louisville Free Instant Car Insurance quote

According to the Q2 2011 Scorecard, "Progressive has traditionally been one of the most innovative [carriers] when it comes to user experience and the online quoting process." Scorecard analysts noted Progressive's use of consumer-friendly technology during the quoting process, such as making it easy to change vehicles, and for making it easy to understand differences between coverage levels. Analysts also noted improvements to Progressive's mobile apps, including the ability to submit glass claims and photos of damage following an accident....."

Facebook Louisville Car Insurance

Read more about Progressive Car Insurance : Progressive Insurance

Progressive Insurance Louisville Mobile Apps

2011-07-29T14:25:00.003-04:00

PROGRESSIVE INSURANCE MOBILE APPS

•VIN Capture: Shopping for a new car? Now customers can simply take a picture of a car's Vehicle Identification Number (VIN) bar code and find out what it might cost to insure it. VIN Capture can also compare the costs of insuring up to three vehicles. It's exclusively available on the Progressive mobile app.

Watch Flo demonstrate Progressive's new VIN Capture service.

Call us for a free Louisville Car Insurance quote 502-365-5132 or 502-245-3625

•SnapshotSM discount updates: New customers can enroll in Progressive's one-of-a-kind Snapshot program. Existing customers already enrolled in Snapshot can get real-time updates on their discount wherever they are, by simply visiting http://mobile.progressive.com and logging into their policy.

For more information : Car insurance Louisville KY

Free Car Insurance quote

Progressive Insurance Mobile Apps

Progressive insurance Truckers can now get a commercial vehicle insurance estimate anytime, anywhere

2011-07-28T08:39:00.002-04:00

Progressive Insurance Truckers can now get a commercial vehicle insurance estimate anytime, anywhere
Truckers who are in the market for a new vehicle or looking to shop and save can now get an insurance estimate from the comfort of their home office or the road. Progressive® Insurance is rolling out its new Insure My Truck app, which is simple to use, convenient, and requires nothing more than a few clicks on your iPhone.

How it works:

Download the app for free from iTunes at Insure My Truck
Answer a few policy-related questions
Snap and upload a photo of your commercial driver's license
Get a customized estimate within one business day
"With our Insure My Truck app we're making it even easier for truckers to do business with us," said Tom Corpus, Progressive's product manager. "We've essentially mobilized our website quoting experience, minimizing a lot of the time and effort it takes to quote a complex truck policy."

Call us for free Commercial Auto Insurance quote 502-365-5132 Dick Watts Insurance

It's currently available for iPhones and iPads in the iTunes store. An Android version is in development and will be available in the

Progressive Insurance News

car insurance louisville

2011-07-08T07:57:00.003-04:00

call us for a car insurance quote in Louisville KY Dick Watts Insurance 502-365-5132
#Car #insurance #louisville

Dick Watts Insurance 502-245-3625

2011-05-26T10:22:00.000-04:00

Dick Watts Insurance Inc 502-245-3625

Our phone system is down as a result of storms last night.

We apologize for any inconvenience.

You can reach us by phone at 502-245-3625

Thank you!
Dick Watts Insurance
12200 Shelbyville Rd 112
Louisville, KY 40243
502-245-3625

Safeco Insurance now offers low mileage discount

2011-04-19T03:04:00.001-04:00

Safeco Insurance now offers Low mileage discount, contact your Safeco Insurance agent for detail and eligibility . Call Dick Watts Insurance 502-365-5132

We offer Auto Insurance, Home Insurance, Renters Insurance, and Motorcycle Insurance

The Value of an Independent Agent

2011-03-30T14:27:00.000-04:00

top 5 louisville auto insurance mistakes

2011-03-23T21:21:00.001-04:00

Top 5 Louisville Auto Insurance Mistakes

1) Removing or Reducing insurance coverage. Carefully review your auto insurance coverage before making a decision concerning removing or reducing coverage.

2) Changing Agents: We appreciate your loyalty. We work to provide excellent customer service and we appreciate your loyalty to our agency.

3) Not paying the premium. Times are tough and this is a difficult economy. If you cannot pay the premium, the auto insurance policy will cancel.

4) Not calling the police, when involved in an auto accident. It is important if involved in a car accident to notify the police or proper authorities. You will want to document the facts of the accident by filing an accident report.

5) Not buying auto insurance. Remember, obtain the auto insurance policy before an accident happens.

Louisville Car Insurance quote 502-365-5132

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Louisville Car Insurance

2011-02-02T07:09:00.001-05:00

LOUISVILLE CAR INSURANCE
CAR INSURANCE RATES
CAR INSURANCE QUOTE

LOUISVILLE CAR INSURANCE

FREE CAR INSURANCE QUOTE
502-245-3625

you can now reach us on skype

2011-01-26T23:03:00.000-05:00

Homeowners Insurance Louisville KY

2011-01-18T07:23:00.001-05:00

When was the last time you checked your homeowner insurance rates. Let us shop home insurance rates for you, call 502-245-3625

Dick Watts Insurance

Louisville KY

Progressive Insurance Chance to Win Airstream

2010-06-06T21:49:00.006-04:00

Progressive Insurance and KOA kickoff New Relationship with a chance to win Airstream

"Kampgrounds of America (KOA) has chosen Progressive as its preferred RV insurance provider. To celebrate the new collaboration, Progressive and KOA will give one lucky adventurer a 16' Airstream Sport travel trailer, 30 days' worth of free camping at KOA sites, and a KOA VIP Value Kard Rewards membership. The five-month Ultimate Kamper Contest will include daily KOA Value Kard Reward winners before a final grand prize winner is announced in the fall. To register, go towww.ultimatekampercontest.com..." from Progressive

Call Dick Watts Insurance for a Progressive Insurance RV quote 502-245-3625

auto insurance in Louisville KY

2010-04-17T15:45:00.003-04:00

auto insurance in Louisville

Free Auto Insurance quote
502-245-3625
Safe Drivers, Insurance for prior DUI , no car insurance, suspended drivers license

Dick Watts Insurance
502-245-3625 call us today for a free quote

progressive insurance Louisville

2010-04-16T21:24:00.002-04:00

Auto Insurance Quote In Louisville KY
Safe drivers
DUI
Suspended License
No Insurance

Progressive Insurance Launches Mobile Web Site
Nearly a third of mobile phone owners browse the mobile Web at least once a month, but most mobile Web sites fall short of delivering the best experience, according to connectivity consulting firm Yankee Group.

With that in mind, the Progressive car insurance group has launched a comprehensive Web site optimized for mobile users. Many of the features on the Progressive mobile Web site are also on Progressive's free iPhoneTM App, now available for download in the App StoreSM
....Call us for free Progressive Auto Insurance Quote 502-245-3625 Louisville KY

Dick Watts Insurance

12200 Shelbyville Rd 112

Louisville KY 40243

Spring into action around your home to boost safety and efficiency

2010-04-16T21:17:00.003-04:00

Spring into action around your home to boost safety and efficiency

As you know, spring is a great time to take care of those familiar household to-dos—like cleaning windows and checking smoke detectors. This not only helps promote safety, it can also help cut costs by making your home more efficient. Here’s a reminder of some of the things you should do around your home on a regular basis:

•Clean doors and windows, and repair or replace damaged panes and screens. Check seals, and reseal/caulk any leaks.
•Clean lint build-up from underneath your dryer and from the exhaust duct that’s connected to the back of your dryer. Progessive Home Insurance

Call us today for a free Progressive Home Advantage quote
Dick Watts Insurance
502-245-3625

Auto Insurance in Louisville KY

2010-03-15T20:11:00.001-04:00

Auto Insurance in Louisville KY

Safe Drivers
Multiple Accidents
No Prior Auto Insurance
Speeding Tickets
SR22
DUI
Suspended Drivers License
Call us today for a free Auto Insurance quote in Louisville KY

Dick Watts Insurance
502-245-3625
Louisville KY

Driving on Snow and Ice- 10 safe driving tips

2009-12-17T11:31:00.002-05:00

Driving on the Snow and Ice 10 Safety tips

""The best tip for winter driving: Sometimes it's best to stay home, or at least
remain where you are until snow plows and sanding crews have done their work. If
you crash on a snowy or icy road, you'll certainly be late — or worse. But since
you can't always call in to work claiming a "snow day," it's better to learn how
to correctly deal with driving in the snow.

Get a grip. To have adequate
snow traction, a tire requires at least 6/32-inch deep tread, according to The
Tire Rack. (New passenger-car tires usually have 10/32-inch of tread.)
Ultrahigh-performance "summer" tires have little or no grip in snow. Even
"all-season" tires don't necessarily have great snow traction: Some do, some
don't. If you live where the roads are regularly covered with snow, use snow
tires (sometimes called "winter tires" by tiremakers). They have a "snowflake on
the mountain" symbol on the sidewall, meaning they meet a tire-industry standard
for snow traction. ...." Driving on Snow and Ice 10 safe driving tips
Louisville Auto Insurance quote
Dick Watts Insurance
12200 Shelbyville Rd 112
Louisville, KY 40243
auto insurance

halloween driving safety tips from progressive insurance

2009-10-30T15:37:00.001-04:00

Halloween Driving Safety tips from Progressive Insurance
"On Halloween, your neighborhood literally will be crawling with creatures, and it's your job to be sure they take their treats home safely. While the roaming ghosts, goblins and assorted critters aren't real, they do represent legitimate safety concerns for drivers...."

Halloween Driving Safety Tips from Progressive Insurance

Louisville Home Sales up for third straight month

2009-10-16T21:06:00.001-04:00

Louisville home sales up for third-straight month
Members of the Greater Louisville Association of Realtors sold almost 15 percent more homes in September than they did a year ago, the third consecutive month of sales gains.....Louisville Home Sales

Homeowners wonder if they need flood insurance

2009-09-24T16:10:00.003-04:00

homeowners wonder if they need flood insurance?

With widespread flooding and widespread flood damage in Georgia, many homeowners might wonder if they have or even need flood insurance.

Most Homeowners insurance policies do not cover Flood Insurance. A separate Flood insurance policy must be purchased. Homeowners wonder if they need flood insurance

call Dick Watts Insurance for a Home Insurance quote 502-245-3625

Downs Syndrome Walk of Southern Indiana

2009-09-24T15:52:00.004-04:00

DOWN'S SYNDROME WALK OF SOUTHERN INDIANA OCTOBER 24TH

DATE AND LOCATION CHANGE!!!

CELEBRATE OUR CAPABILITIES TALENT SHOW & WALK

Saturday October 24, 2009

Southern Indiana Sport Center

620 Park East Blvd New Albany

Located behind IUS (Will keep us and kids DRY in case it rains again)

Check-In 8:30AM Walk 10:00AM Talent Show Noon

Downs Syndrome Support Association of Southern Indiana

Dads of Southern Indiana

Down's Syndrome Walk - New Albany Indiana Oct 24th

Why you need renters insurance Louisville KY

2009-09-03T21:56:00.003-04:00

Why you need Renters Insurance
Two out of three apartment renters don't have insurance coverage, while more than half of them say their stuff is worth $10,000 or more. The main reason? Almost everybody believes renter coverage costs more than it really does.....read entire article here: Renters Insurance

Call Dick Watts Insurance for renters insurance quote in Louisville KY 502-245-3625

Home Insurance, Home Insurance Quote Progressive Insurance

2009-08-21T03:10:00.002-04:00

Home Insurance Louisville, Home Insurance Quote Louisville KY

"Protect your house — and your possessions — with home insurance through Progressive. For homeowners, insurance protection is an important aspect of homeownership. Buying home insurance means buying protection for your home — both inside and out.

Progressive Home Advantage, underwritten by Homesite Insurance, offers home insurance, condo insurance and renters insurance to new and existing Progressive customers.

If you already know what kind of home insurance policy you need, get a home insurance quote today....." Home Insurance, Home Insurance Quote

Dick Watts Insurance
12200 Shelbyville Rd 112
Louisville, KY 40243

Call us for a Progressive Home Advantage quote. 502-245-3625

Urban League to help Louisville Foreclosures

2009-08-18T15:56:00.002-04:00

Urban League to Help Louisville facing foreclosures :

"The National Urban League has selected Louisville as one of three U.S. cities to receive foreclosure prevention and job assistance from the organization.

The Urban League’s free “Home Rescue Fair & Career Fair” will be held Tuesday, Sept. 15, from 2 to 8 p.m., at the Kentucky International Convention Center, 221 S. Fourth, Louisivlle, KY" Urban League to Help Louisville Foreclosures

Home Insurance Louisville KY

502-245-3625

homeowners insurance louisville ky

2009-08-12T22:36:00.002-04:00

homeowners insurance louisville ky
how to file a homeowners insurance claim after damage to your home

Homeowners Insurance Louisville KY

Louisville KY Home Sales July 2009

2009-08-05T06:43:00.002-04:00

According to Louisville Homes Blog, there was an increase in Louisville KY homes sales for the month of July compared to June 09. See the graph with sales by individual neighborhoods at
the Louisville Homes Blog. Also, according to the site there are 9,600 homes listed in the Louisville MLS read more: Louisville Homes Blog

Street Rod National 40th Annual Louisville KY

2009-07-30T10:33:00.000-04:00

All the vehicles of 1948 and earlier manufacture are welcome to enter the event.

Event Registration Hours

Wednesday, August 5th - 9 a.m. to 6 p.m.
Thursday, August 6th - 9 a.m. to 6 p.m.
Friday, August 7th - 9 a.m. to 6 p.m.
Saturday, August 8th - 9 a.m. to 2 p.m.

"A special discounted $12.00 admission is available for military personnel with proper military identification, NSRA members with their current membership card or anyone 60 years of age and older. One discounted admission per person.

Although everyone will enjoy the spectacular vehicles as well as the vehicles’ owners there are other activities the family will enjoy. Here are a few activities that you will enjoy: the Commercial Exhibitors, Swap Meet, and Women’s World (arts and crafts with items that will interest women as well as men and children) as well as children’s games...."

40th Annual Street Rod National Louisville KY August

Louisville area home sales louisville ky

2009-07-28T16:46:00.003-04:00

Louisville area home sales up sharply this month
"Louisville-area home sales so far this month are up sharply over the same period a year ago, news that is giving local real estate agents hope the local market is improving along with the national picture.
Sales through Monday were up 27 percent over a year ago, although that number may slip chiefly because July 27 was a Sunday last year, the Greater Louisville Association of Realtors."
Louisville KY Home Sales

NEW HOME SALES UP 11%

2009-07-27T10:33:00.000-04:00

NEW HOME SALES UP 11%

"New-home sales soared in June from the previous month, the third increase in a row and supplying fresh evidence the housing market is beginning to recover from its long crisis.

Sales of single-family homes increased by 11.0% to a seasonally adjusted annual rate of 384,000 compared to the prior month, the Commerce Department said Monday. Though, year-over-year, new-home sales were 21.3% lower than the level in June 2008.

The median price for a new home was $206,200 in June, down 12.0% from $234,300 in June 2008. On a monthly basis, the price fell from May 2009's $219,000..."

NEW HOME SALES UP 11%

housing starts & permits posted gains

2009-07-23T20:51:00.003-04:00

"National Association of Homebuilders is reporting nationwide housing starts & permits posted substantial gains in June as homebuilders responded to improved market conditions and impending expiration of the first-time home buyer tax credit....." Homeowners Market Conditions

Call Dick Watts Insurance for a
homeowners insurance quote in Louisville KY 502-245-6325

Alzheimer's Memory Walk Louisville KY

2009-07-22T06:24:00.001-04:00

"All Memory Walk donations benefit the Alzheimer's Association, the leading voluntary health organization in Alzheimer care, support and research. The mission of the Alzheimer's Association is to eliminate Alzheimer's disease through the advancement of research; to provide and enhance care and support for all affected; and to reduce the risk of dementia through the promotion of brain health..." Alzheimer's Memory Walk

September 12,2009 Waterfront Park Louisville KY

Alzheimer's Association

"The Alzheimer's Association Memory Walk® is the nation's largest event to raise awareness and funds for Alzheimer care, support and research – and it calls on volunteers of all ages to become champions in the fight against this fatal disease. Since 1989, Memory Walk has raised more than $260 million for the cause.

Memory Walk is a community event that joins friends, family and co-workers as they walk to end Alzheimer’s. Participants typically register in teams of 10-12 and fundraise using tools supported by the Alzheimer’s Association. Walks vary from one to three miles and are held in nearly 600 locations nationwide.

Please join us in taking steps to end Alzheimer's.""

Louisville Memory Walk - Waterfront Park, Great Lawn Saturday, September 12, 2009

Posted via web from mikewatts's posterous

Homeowner Insurance Louisville KY

2009-07-20T21:58:00.003-04:00

Homeowners Insurance in Louisville KY from Expert Real Estate
""In general, what are the basic types of homeowners insurance policies available to the consumer?
One of the best policies on the market is referred to as “all-risk“. In this policy, your home is covered for a number of possible losses, unless a particular loss is specifically
(every insurance policy is different, consult your own insurance contract for specific coverage) excluded in the policy. Make sure you review this in detail with your insurance agent. Another type of insurance policy is called “named peril“. This type of insurance covers you from loss due to specific occurrences...."ExpertRealEstateLouisville

Call Dick Watts Insurance for Homeowners Insurance Quote in Louisville KY 502-245-3625

homeowners insurance quote basics

2009-07-19T14:28:00.003-04:00

Homeowners Insurance Quote Basics 502-245-3625
What is Homeowners Insurance?
"Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility
*Every Insurance policy is different. Consutl your own insurance contract for specific coverage

for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.Read more: Homeowners Insurance Quotes

Dick Watts Insurance Homeowner Insurance 502-245-3625

Louisville Auto Insurance Quote

2009-07-16T22:29:00.001-04:00

Louisville Auto Insurance quote

Kentucky Considers Forcing Drunk Drivers to Install Ignition Devices

"People caught driving drunk in Kentucky just once could be forced to install breath-alcohol monitoring devices in their cars, as the state's lawmakers consider joining other states, including Alaska, in toughening DUI laws.."

Auto Insurance Quote Louisville KY

Car Insurance Quote Louisville KY

Dick Watts Insurance Inc

12200 Shelbyville Rd 112

Louisville KY 40243

located on Shelbyville Road in Middletown Kentucky 40243 in the Stein Auto Center. If traveling east we are on the right side of the road 3 doors east of Evergreen Road. We are in the Stein Building next to Bob Morris Auto Sales across the street from Paul's Fruit Market . We are at the midway point between the KFC and the Speedway. We are about 10 miles East of the Mall in St. Matthews. We are not too far from the Middletown KY Post Office.

Call us for a quote 502-245-3625

Posted via web from mikewatts's posterous

Home Sales Increase, Home Prices Higher

2009-07-16T07:20:00.002-04:00

Southern Indiana Home Sales Increase, Home Prices Higher

"Members of the Southern Indiana Realtors Association sold 285 homes in June, up 13 percent from a year earlier.

The median sales price rose nearly 3 percent to $120,000. For the full year, the median price in Southern Indiana is $114,550, down 3.7 percent from a year earlier.

The Greater Louisville Association of Realtors said earlier this month that its members sold 1,175 homes in June, down 1.3 percent from a year earlier. Louisville's median sale price of $136,000 in June was down 3.5 percent...." Louisville Home Sales Median Price Decreases

from Louisville Courier Journal

Call Dick Watts Insurance for a free Homeowners Insurance Quote 502-245-3625

Kentuckiana Gollf Guide Father & Son Team Classic

2009-07-15T06:37:00.003-04:00

Kentuckiana Golf Guider Father & Son Team Classic
"A great opportunity for some family bonding as well as a chance to help out a very worthwhile cause! The Father and Son golf tournament will benefit Children's Peace Hospital in there quest to build a miniature golf course for theraputic purposes. We at the Kentuckiana Golf Guide sincerely ask each and every golfer in Louisville and the surrounding area to help us build this golf course for the kids at Children's Peace Hospital. It's just $250 for a team and that includes golf,cart,lunch and a very valuable goodie bag! A Hole-In-One will get you $10,000 and make sure you register for the $100,000 Shoot-out! " Kentuckiana Golf Guide

New Golf Resource
Kentuckiana Golf Guide in Louisville KY July 31 2009

homeowners insurance quote louisville ky

Homeowner Insurance Quote Louisville KY

2009-07-14T20:56:00.004-04:00

homeowners insurance quote louisville ky

From Insurance News "If you have more than one property and leave that property unoccupied for more than 30 days at a time, chances are you have voided your homeowners insurance policy for that unoccupied residence, according to a recent InsuranceAgents.com article. If you know one of your properties will be unoccupied for more than 30 days at a time, you should certainly consider... Vacant Home Insurance

Dick Watts Insurance
12200 Shelbyville Rd #112
Lousiville, KY 40243

Call us today for a free Vacant Home Insurance quote 502-245-3625
homeowners insurance quote louisville ky

Kentucky Music Weekend Louisville KY July 24-July 25

2009-07-14T20:26:00.001-04:00

For the 33rd consecutive year, Kentucky Music Weekend will bring the finest folk musicians and Kentucky traditions to the Irqouis Ampitheat and tree lined area nearby. Voted into law as Kentucky's "Premier Folk Festiva in 2000. Kentucky Music Weekend, Louisville KY will again fill the Irquois Ampitheater with sounds of uour history through music of the banjo fiddle guitar dulcimer and vocal harmony

Kentucky Music Weekend Louisville KY July 24-July 25

Posted via web from mikewatts's posterous

10 cheap ways to care for your car

2009-07-14T19:55:00.001-04:00

10 cheap ways to care for your car

Broadly speaking, fewer new cars on the road means more in need of fixing up. And as consumers look to cut costs, many of them are tackling auto repairs on their own. Fifty-one percent of vehicle owners say they’re performing more maintenance on their car instead of going to a mechanic than they were a year ago, according to a survey commissioned by Honeywell Consumer Products Group, a car-care products manufacturer and conducted by Kelton Research, a market research company.

stick to the recommended gasoline grade
go easy on the brakes
check tire pressure
change the air filter
check the antifreeze 10 cheap ways to care for your car

AUTO INSURANCE QUOTE LOUISVILLE KY

502-245-3625

DICK WATTS INSURANCE

12200 SHELBYVILLE RD 112

LOUISVILLE KY 40243

AUTO INSURANCE QUOTE LOUISVILLE KY

Posted via web from mikewatts's posterous

Homeowners Insurance Quote Directions to Office

2009-07-10T06:13:00.001-04:00

Louisville Blues n Barbecue Festival

2009-07-09T23:39:00.002-04:00

Louisville Blues n Barbecue Festival July 11th Watertower

July 10, 11, & 12, 2009 at the Water Tower
The Louisville Blues-n-Barbecue Festival has been heating up mid-summer since 1998, offering you a chance to kick back and enjoy the intoxicating sounds of New Orleans and Memphis as well as outstanding barbecue.

Louisville Homearama 2009

2009-07-09T22:16:00.003-04:00

Louisville KY Homearama from Louisville Homes Blog
"Homearama this year is taking place at Shakes Run & Poplar Woods from July 11th to July 26th. Shakes Run is located on Eastwood-Fisherville Road just a mile and a half south of Shelbyville Road. Poplar Woods is located in North Oldham County...."
Louisville Ky Homearama 2009

Home Owners Insurance quote Louisville KY

Call us for a free home owners insurance quote 502-245-3625

First Time Home Buyer Tax Credit

2009-07-09T20:58:00.002-04:00

Congress Enacts Bigger and Better Home Buyer Tax Credit A tax credit of up to $8,000 is now available for qualified first-time home buyers purchasing a principal residence on

Economic stimulus helps 1st time homebuyers

2009-07-09T20:40:00.004-04:00

Economic stimulus helps first time home buyers

"Many consumers are feeling the effects of the recession, and that has kept potential first-time homebuyers sitting on the fence. But that may be chainging as a result of the government's economic stimulus package, because "Your Money Counts."

An $8,000 tax credit aimed at jump-starting home sales is helping some people buy their first house...." Economic Stimulus helps first time home buyers

Free Homeowners Insurance Quote
Home Insurance
502-245-3625
Louisville KY
Dick Watts Insurance

Neighborhood Assistance Corp. of America event aims to help homeowners avoid foreclosure

2009-07-09T14:13:00.002-04:00

Neighborhood Assistance Corp. of America event aims to help homeowners avoid foreclosure

"Thousands of homeowners at risk of foreclosure will have the chance to restructure their mortgages -- in as little as a day -- and keep their homes, when a nationally recognized nonprofit comes to Cleveland next week to launch a multi-city Save the Dream tour.
The Neighborhood Assistance Corp. of America will bring more than 250 ..." Neighborhood Assistance aims to help homeowners avoid foreclusre

homeowners insurance Louisville KY
Homeowners Insurance quote- 502-245-3625

auto insurance quote louisville ky

2009-06-11T21:27:00.002-04:00

Auto Insurance Quote Louisville KY

Call us for an auto insurance quote Louisville KY

Dick Watts Insurance
12200 Shelbyville Rd 112
Louisville, KY 40243
502-245-3625

Boating Safety Tips on the Ohio River

2009-06-09T22:39:00.003-04:00

Recent Boating Statistics show:

685 fatalities — 3,673 injuries — 5,191 accidents — $53 million in property damage.
90 percent of drowning victims were not wearing life jackets.
Alcohol was the leading contributing factor in approximately one-fifth of all boating fatalities.
Only 14 percent of all boating fatalities occurred on boats where the operator had received boating safety instruction.
The most reported type of accident was a collision with another vessel. However, capsizing and falls overboard are the most reported types of fatal accidents and accounted for the majority (60 percent) of all boating fatalities.
Overall, operator inattention, carelessness/reckless operation, excessive speed and passenger/skier behavior are the leading contributing factors of all reported accidents.
from US Coast Guard

Safety Tips:

Wear a life jacket - including all adults & children
Never boat under the influence
Take a boating safety course

more tips from USC Boating
National Safe Boating Council

Call us for a free Boat Insurance quote 502-245-3625

car insurance kentucky 502-245-3625

2009-06-09T11:09:00.003-04:00

Car Insurance Kentucky

DUI Insurance
Speeding Tickets
Accidents
International Drivers License
No Prior Insurance

Car Insurance Kentucky

We can insure all of the above,

Call Dick Watts Insurance 502-245-3625

Auto Insurance Louisville, KY

2009-06-07T16:43:00.001-04:00

Auto Insurance Louisville Kentucky
We can insure all of the following:
No Prior Auto Insurance
Tickets/Accidents
DUI
Permit Only
International Drivers License
Call Dick Watts Insurance 502-245-3625 for a free auto insurance quote in Louisville KY
12200 Shelbyville Rd 112
Lousiville KY 40243

vacant home insurance louisville ky

2009-06-03T20:40:00.003-04:00

We can insure your vacant home. If your current home is vacant we can obtain a free vacant home insurance quote from either Foremost Insurance or American Modern Insurance. We offer a 90 day vacant home policy. Call us today for a free vacant home insurance quote
Dick Watts Insurance
502-245-3625

Kentucky Flags at half staff June 3rd

2009-06-03T09:22:00.001-04:00

Kentucky flags at half staff June 3 2009
Gov. Steve Beshear has directed that flags at all state office buildings be lowered to half-staff on Wednesday, June 3, 2009 in honor of the passing of Retired Maj. Gen. Robert L. DeZarn who passed away Thursday, May 28, 2009.

Edge Outreach Raffle House

2009-06-01T21:58:00.002-04:00

"The proceeds of this rafflehouse will help send the Tichenor family to the Dominican Republic to be EDGE OUTREACH missionaries in the Dominican Republic. Our goal is to sell 10,000 tickets which would go a long way in getting their efforts started with a bang! Click Here to purchase your tickets for just $50...." Edge Outreach House Raffle Middletown, KY 40243

The Great House Raffle 503 Cherry Point Drive, Louisville KY

Middletown KY News & Homes

2009-06-01T21:33:00.002-04:00

Middletown KY 40243 News & Homes

Middletown KY 40243 News

Water Main breaks in Middletown KY May 2009
"The Louisville Water Company wants more than 20,000 customers to boil their water after a massive water main break Wednesday. The break happened around 11 a.m. near U.S. 42 and the Gene Snyder Freeway..."

Middletown KY Real Estate 40243 Homes

Middletown KY Homes

Middletown KY Events June 2009

WJIE Womens Conference Lousiville KY June 2009

Dick Watts Insurance Middletown KY 40243

Dick Watts Insurance Louisville KY 40243

2009 New York Auto Show

2009-05-24T10:51:00.002-04:00

Auto Show 2009 New York Auto Show

Automakers used the recent 2009 New York International Auto Show to roll out new models loaded with the latest technology features and to introduce energy-efficient concept vehicles that your children will drive. This podcast highlights how these automakers are levering technology innovations to address energy savings, driving comfort, and safety. ..... Progressive Insurance

Dick Watts Auto Insurance 502-245-3625

Auto Insurance Quote Louisville KY 40223

2009-05-24T10:45:00.001-04:00

Auto Insurance Quote Louisville KY 40223

CALL US TODAY FOR A FREE AUTO INSURANCE QUOTE IN LOUISVILLE KY

502-245-3625

DICK WATTS INSURANCE INC

Kentucky MyRate Customers Progressive Insurance

2009-04-09T17:44:00.004-04:00

Kentucky MyRate Customers

Good news! MyRate is available in Kentucky

Kentucky MyRate Customers
Good news! MyRate is available in Kentucky

MyRate is Progressive's Pay As You DriveSM insurance program that rewards safe driving. If you're a safe driver, you can save money on your auto insurance — and you could save up to 10 percent just for signing up!*

To find out how much you could save, just plug the MyRate device into your car and drive as you normally would. After the device records your driving for at least 30 days, *you could save up to 25 percent at your next policy renewal*. You can track your projected renewal rate and how much you’ll save when you log on to progressive.com.

For more information, please visit MyRate Terms and Conditions

Call us today to see if you are eligible for the My Rate program from Progresive Insurance - 502-245-3625.

Vacant Home Insurance

2009-04-03T08:03:00.002-04:00

Vacant Home Insurance-

"Not everybody loves insuring vacant homes. But Foremost does. Lots of homes don't qualify for standard insurance for many reasons. The Foremost Vacant Program offers specialized coverages developed for the unique insurance needs of a vacant home and its owner. Homes in the Vacant Program can be for sale, in the name of an estate, or under renovation. We'll accept vacant homes valued up to $1 million, and there is no restriction on the age of the home...." Vacant Home Insurance-

Call Dick Watts Insurance for a Foremost Insurance Vacant Home Insurance Quote
502-245-3625

Vacant Home Insurance, 3 month or 12 month policies- Vacant Homes in Kentucky

Foreclosures Increase in Louisville KY

2009-03-30T08:21:00.003-04:00

According to a recent article in Business First Louisville, foreclosures are increasing on multi-unit buildings and land that was to be used for developments....Foreclosures Claim more failed area developments ....

"At a time when demand is slack in every sector, millions of dollars in undeveloped properties that were slated to become subdivisions or patio-home developments, along with multi-unit buildings and condominium developments, are winding up in Jefferson County Circuit Court’s bi-monthly foreclosure auctions....." Foreclosures increase in Louisville KY

Vacant Home Insurance- Call us for a Vacant Home Insurance quote 502-245-3625
Dick Watts Insurance Inc, 12200 Shelbyville Rd 112, Louisville, KY 40243

Marketing Real Estate on Facebook

2009-03-21T13:28:00.003-04:00

Marketing Real Estate on Facebook

"I think that maximizing your exposure on social networks like Facebook are
going to be increasingly important to small businesses - especially in
industries that are already so network-dependent like real estate.
Unfortunately, due to the fleeting nature of these sites, the trick is going
to
be to stay on top on where everyone is. The real danger is arriving
too
late and
finding your audience has already moved on....." From Future
of Real Estate Marketing

1. Encourage past clients to friend you on facebook.
2. Creating Groups on Facebook
How to productively take advantage of online communities

Homeowners Insurance KY - Selecting Contractor

2009-03-21T10:45:00.002-04:00

Do your homework before choosing a home contractor:

Get References
Ask the Experts
Compare Costs

Check on Insurance

"Most homeowners have heard of, and in some cases experienced, shady contractors who ask for

But a little research can help homeowners avoid such contractors.
Start easily and quickly online with free Better Business Bureau reliability reports that provide an unbiased assessment on many types of contractors operating in Louisville, Southern Indiana and Western Kentucky.
The bureau has included a "Find a BBB Accredited Business" button at its Web site, www.bbb.org.
For homeowners looking to make renovations, the bureau has the following advice on how to choose contractors they can trust:" more from Courier-Journal
Do your homework before selecting contractor

Homeowners Insurance Quote in Kentucky
Kentucky Homeowners Insurance

Homeowners Insurance Progressive Home Advantage

2009-03-06T09:34:00.003-05:00

Dick Watts Insurance now offers Progressive Home Advantage, Call us for a free homeowners insurance quote 502-245-3625

"Protect your house — and your possessions — with home insurance through
Progressive. For homeowners, insurance protection is an important aspect of
homeownership. Buying home insurance means buying protection for your home —
both inside and out.
Progressive Home Advantage, underwritten by Homesite
Insurance, offers home insurance, condo insurance and renters insurance to new
Dick Watts Insurance 502-245-3625

and existing Progressive customers.
If you already know what kind of home
insurance policy you need, get a home insurance quote today...." Learn More about
Homeowners Insurance
Renters Insurance
Condo Insurance

Kentucky Homeowners Insurance Quote

2009-02-19T20:58:00.004-05:00

Protect your house — and your possessions — with home insurance through Progressive. For homeowners, insurance protection is an important aspect of homeownership. Buying home insurance means buying protection for your home — both inside and out.

Progressive Home Advantage, underwritten by Homesite Insurance, offers home insurance, condo insurance and renters insurance to new and existing Progressive customers.

Dick Watts Insurance

12200 Shelbyville Rd 112

Louisville, KY 40243 502-245-3625

If you already know what kind of home insurance policy you need, get a home insurance quote today! Or, learn more about:

Kentucky Homeowners Insurance

Kentucky Insurance

Call Dick Watts Insurance for a Progressive Home Advantage Insurance quote in Kentucky, Kentucky Homeowners Insurance

Dick Watts Insurance 502-245-3625 Louisville KY

2009-02-19T09:14:00.001-05:00

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Dick Watts Insurance Location on Google Maps

2009-02-19T09:09:00.002-05:00

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Kentucky gets new E Health Network

2009-01-16T19:27:00.002-05:00

Kentucky gets new E health network ...

"The Kentucky Health Information Exchange system would allow doctors and
hospitals across Kentucky to electronically share patients’ medical
records....." more from Business First

Can the web save the 6% Commission? Real Estate

2008-09-10T13:00:00.002-04:00

Can the Web Save the 6% Commission? from Future of Real Estate
"The publication polled a sample of 3753 readers who sold or tried to sell a home, 4029 readers who bought a home and 7368 readers who did both. The results are illuminating to anyone in the industry; especially some of its findings which will surely be controversial.

Let’s look a bit deeper at the numbers.

First, the good news. Only 1% of sellers tried to use an online web site (craigslist, forsalebyowner.com etc.) to sell their home. 80% chose to go with an agent. It suggests that any fears that online players may someday distermediate the Realtors seem overblown. Sellers want to work with a real estate professional."
from Future of Real Estate

Marketing online for real estate

2008-07-21T18:59:00.000-04:00

Yahoo conducts study on how the internet effects home buyers and home sellers....

"Yahoo! Inc., just released the results of a study they did on how the Internet influences home buyers and sellers and specifically how it influences consumers when it comes to selecting a real estate agent.
No great surprises in the results (which were tabulated from a survey of 500 participants)… Yahoo’s found that… Yes… the Internet plays a “pivotal role in the selection process and was central in helping consumers identify agents”....." Future of Real Estate marketing

Insurance Claims $147 million Storm Damage

2008-05-28T07:02:00.001-04:00

"Insurance industry officials say they expect $147 million worth of claims from the deadly tornadoes and hailstorms in northern Colorado last week. The Rocky Mountain Insurance Institute said Tuesday it expects a total of 20,000 claims for damage to homes and cars. State officials say the tornadoes destroyed nearly 80 homes and damaged roughly 770 others. Oscar Manchester, 52, was killed at a campground near Greeley. The Insurance Institute projects property owners will file 8,000 claims from the tornadoes and hailstorms combined, ranging from window damage to homes that were destroyed. The institute projects 12,000 auto claims ranging from hail dents to totaled vehicles. The $147 million estimate would make it the fourth-most-costly storm in state history". ......Insurance Claims

Google Maps with Real Estate Listings

2008-05-23T13:00:00.004-04:00

Google Maps adds Real Estate Listings
"There's a new option to search for real estate: click on "show search options" and select "real estate" from the drop-down. The search results don't seem to be powered by come from Google Base. Google shows structured information about houses and lets you refine the results by price, number of bedrooms and bathrooms. Even if there aren't too many advanced features, it's interesting to see that Google Maps wants to index all the information that could be displayed on a map......Google Maps Real Estate

Kentucky Insurance- Life Insurance

Insurance in Kentucky

Google Maps Real Estate Listing Search Page

Kentucky Housing Market

Kentucky Real Estate Investors

2008-05-23T08:04:00.001-04:00

Kentucky Real Estate Investors
"KREIA is a networking forum to educate real estate investors from the basics to the complex. We are an excellent choice for all levels of investors. Whether you are just starting out in real estate investing, or are working on your hundredth deal, KREIA can help you learn more, earn more, and have more fun doing it. ....."

KREIA offers important resources for property investors. KREIA normally meets on the last Thursday of the month at Mastersons. Dick Wats Insurance, proud members of KREIA

Rental-Property-Insurance.com

Real Estate Investing Rentals- Get Highest Prices

2008-05-23T07:20:00.003-04:00

"Success in residential real estate investing is determined by a variety of factors. One of these factors is how well an investor can market the rental property. Whether a potential renter is looking for houses in 'Louisville, KY or Jefferson County Kentucky or Metro Louisivlle' or anywhere else in the United States, these tips can help you make sure your property is seen....."

Low Rate Rental Property Insurance
Dick Watts Insurance 502-245-3625

20 Factors to Increase your Return on Investment on Rental Property......

Real Estate Investing Rentals Get the Highest Prices

Kentucky Foreclosures up 45% since Feb

2008-04-15T12:55:00.001-04:00

Kentucky Foreclosures up 45% Since Feb.

"Kentucky foreclosures fell 1.3 percent in March from a year earlier, but
rose 45.2 percent from February, according to the latest report from RealtyTrac
Inc.
The state ranked 38th in the nation in terms of foreclosure rates.
Kentucky had 691 filings, for a rate of one foreclosure filing for every 2,733
households, in March.
Indiana had 5,119 foreclosures in March, for a rate of
one filing for every 538 households. That ranked it 11th in the nation.
Indiana foreclosures rose 18.2 percent in March from a year earlier, and
fell 0.5 percent from February. ...." Busines First Kentucky Foreclosures

Pending Home Sales Hit Record Low in Feb

2008-04-08T15:29:00.003-04:00

Pending Home Sales Hit Record Low in Feb 08

An industry group said Tuesday that pending U.S. home sales fell in February to the lowest
reading since the index began, signaling the housing market distress is not
yet over. The National Association of Realtors' seasonally
adjusted index of pending sales for existing homes fell to 84.6 from January's
upwardly revised reading of 86.2. The index stood at 107.6 in February 2007.....more

Foreclosures Shown on Heat Map

2008-04-08T10:02:00.002-04:00

Foreclosures shown on heat map from TechCrunch
"If you want to see in stark colors exactly how the mortgage credit crisis is spreading across the country, go to real estate search site HotPads and look at the foreclosure heat maps in your area. These are map mashups that take foreclosure data from RealtyTrac and overlay them on a color-coded map. Red indicates a high rate of property foreclosures per capita, and blue indicates a low level. Since foreclosures are now hitting record rates, there is a lot of red on these maps...." TechCrunch

Vacant Homes for Sale... Insurance carriers

2008-03-29T08:48:00.001-04:00

Vacant Homes for Sale....Insurance Carriers:

"Insurers in general don't like to cover vacant homes. That's because such occurrences as theft, vandalism, fire and water damage are far more likely to happen in vacant houses than occupied ones and the resultant damage is more likely to be worse because no one is around to report it or stop it......" Vacant Homes for sale, insurance carriers

Learning About Vacant Homes....

2008-03-29T08:42:00.001-04:00

Learning about Vacant Homes:

"Homeowner’s insurance is something that every homeowner must have in place at all times. But one issue concerning homeowner’s insurance has been occurring a lot lately and causing a variety of problems for homeowners who have a bought a new home yet have not sold their old one yet.
And that is the issue of insuring vacant homes.
In today’s market, it is not uncommon for homeowners to buy a new home without selling their old one first." Vacant Homes

Rental-Property-Insurance.com

Real Estate News on Twitter, Do you Twitter?

2008-03-29T08:27:00.003-04:00

Now you can keep up with Real Estate news on Twitter with your free Twitter account. Inman News blog now offers info via Twitter:

"you can now keep track of all the breaking real estate headlines from Inman News via Twitter.
Just head over to InmanNews profile on Twitter, sign up for your own account and click the 'Follow' button. Do the same on any other accounts you find and you'll instantly start receiving automatic updates from them.

I found a few other sources on Twitter you may consider following adding; CNN, BBC, The Financial Times and the New York Times - you may even want to do a search for your local news outlets too (I found The Oregonian, for example).

Do this and you can stay on top of all the news as it hits and never be caught off guard.".... from Inman News Blog
More Information:
Auto Insurance
Life Insurance

Mortgage Rates Increase

2008-03-13T15:34:00.001-04:00

Mortgage Rates Increase
"Average 30-year fixed-rate mortgages hit 6.13%, up from 6.03%, the fourth increase in the past five weeks, Freddie Mac reported Thursday.
Rates on 30-year mortgages dropped below the 6% threshold in the second week of January and stayed there for six straight weeks as the economic slowdown stirred concerns about a possible recession....." Mortgage Rates Increase

Borrowing from a 401K should be last resort

2008-03-12T11:06:00.001-04:00

Borrowing from a 401K should be last resort

Cash-strapped consumers are developing a bad habit: using their retirement
savings to tackle everything from credit-card debt and late mortgage payments to
income tax bills.
In 2007, 18% of employees reported taking out a loan from
their 401(k) or 403(b) (the employer-funded equivalent for public educators and
nonprofit employees), up from 11% in 2006, according to the Transamerica Center
for Retirement Studies, a nonprofit. ... .Borrowing from 401k last resort

Can the Fed cut Foreclosures?

2008-03-10T18:43:00.003-04:00

Can the Fed cut foreclosures in 2008?

With the tough times of 2007 over and done, the big question in real estate is whether 2008 will be any better.

Mortgage reform legislation has passed in both the House and the Senate, the President has recommended an interest-rate freeze for certain loans and HUD has introduced the FHASecure program. These efforts, however, have had little practical impact because final legislation from Capitol Hill has been neither completed nor signed, the President’s proposals are voluntary and as of mid-December the FHASecure program had only funded several hundred loans......Foreclosures

addl information: Foreclosures

Foreclosures up 57%

2008-02-26T08:39:00.001-05:00

U.S. home foreclosures for January increased 57 percent from a year earlier, but the pace at least temporarily subsided in response to private and government efforts to help homeowners, RealtyTrac said.
Mortgage companies and counselors, endorsed by the Treasury, are modifying many high-risk mortgages, aiming to improve affordability and keep borrowers in their houses.
Foreclosure filings in January rose 8 percent from the prior month after jumping 19 percent a year earlier, the real estate marketing company said on Tuesday.
Foreclosures up 57%

Foreclosures Vacant Homes

2008-02-20T12:36:00.001-05:00

"As the mortgage-lending crisis spreads, business is booming among small mortgage field-servicing firms such as JR Services, which specialize among other things in "property preservation." Driving the trend: the national homeowner-vacancy rate, which measures how many vacant homes are for sale. That rate rose to 2.8% in the fourth quarter of 2007, matching a record set in the first quarter of last year; by some accounts, it hasn't been this high since the Great Depression. Meantime, U.S. foreclosure filings, a prelude to vacancies, surged 75% last year to 2.2 million, according to RealtyTrac. In December alone, there were 215,749 foreclosure filings, almost double from December 2006......" Foreclosures, Vacant Homes
For This Niche Industry, Foreclosures Bring a Boom

Yahoo Real Estate

2008-02-18T18:35:00.001-05:00

Yahoo Real Estate:
"Yahoo Real Estate, by contrast, has been pushing out new features steadily and is clearly the superior of the two destinations. No doubt in my mind - Y!RE will win out and become the dominant destination. This is surely great news in the minds of the folks at Yahoo who have been troubled by their future for weeks (see What’s in Store for Yahoo Real Estate).

Who this impacts most is Move.com - partly because they’ll see a combined entity nipping at the heels of Realtor.com, but also because they currently power MSN’s real estate searches (and no doubt draw a bunch of their own traffic from those searches).

Will Y!RE under its tent, MSN will likely push that relationship to the side and focus on tying all of its new properties under a revamped real estate destination....." from Future of Real Estate Marketing

Progressive Insurance Goes Paperless

2008-02-18T18:22:00.001-05:00

"The Progressive Group of Insurance Cos. introduced Paperless Policies, a feature that will allow customers who buy a policy directly from the company or through independent insurance agencies, the ability to drastically reduce the amount of paper documents they receive. Having policy-related documents delivered electronically saves trees, expedites delivery of the documents and reduces the opportunity for misplaced documents, the company claims.

This new initiative is an extension of a Paperless Billing feature introduced in early 2007 that allowed customers to opt for an electronic bill versus a hard copy bill delivered by the U.S. Mail.

The Paperless Policies launch coincides with the company's "70 Years, 70 Trees" anniversary events being held in six call center cities. The first event, in which 70 large trees are being planted in city parks to celebrate the company's 70th year writing auto insurance, is being held today in Luke Easter Park in the company's headquarter city,......" Progressive Insurance Goes Paperless

Progressive Insurance goes paperless

Existing Vacant Home Sales Dropped Sharply in 07

2008-02-18T17:52:00.003-05:00

"Year-end numbers released by the Wisconsin Realtors Association Thursday confirmed the expected: Sales of existing homes dropped off sharply in 2007, compared with 2006.The decline was even more pronounced in the fourth quarter.

Call Dick Watts Insurance 502-245-3625 for Vacant HomeInsurance Quote

The association contended there was a silver lining in the figures which also showed that median home sale prices crept up slightly even as sales fell off.Wisconsin home sales declined last year by 10.8 percent compared with 2006, but median prices rose 0.2 percent to $164,000, according to the report.
Sales in the Midwest were also down by a similar margin, falling 10.5 percent over ".....Vacant Home Sales Dropped

Vacant Home insurance Project Lifeline New Hope for Homeowners

2008-02-18T17:45:00.001-05:00

"Six of the big mortgage companies involved the Hope NOW Alliance announced that the Alliance is expanding its efforts to help homeowners facing foreclosure.
The rate freeze program announced by President Bush in December applied only to borrowers who were facing resets on subprime adjustable rate mortgages but who were current, in fact had never been delinquent, on their mortgage payments. ...." Mortgage News Daily

Older Homes Command Higher Prices

2008-02-18T17:41:00.000-05:00

"Age apparently has its advantages in California's real estate market. The median price of resale homes in the state is well above that of new homes, which is counter to the national trend.
The National Association of Realtors reported that the U.S. median price of resale homes was $218,900 in 2007, 11.3 percent below the median new-home price of $246,900 in 2007....." Inman Real Estate Blog

Foreclosures Skyrocket in Kentucky

2008-02-07T18:32:00.000-05:00

Foreclosures Skyrocket in Kentucky:
"A national survey has ranked Kentucky 7th in mortgage foreclosures based on September data, according to the Kentucky Office of Financial Institutions. The Mortgage Bankers Association survey–which only includes data on foreclosures made due to loan nonpayment, not tax nonpayment–showed that 2.13 percent of the....." Foreclosures in Kentucky

Vacant Home Insurance Vacant Homes

2008-02-07T08:52:00.000-05:00

"Banks have moved to whittle away a rising pile of foreclosed houses. The lenders are more aggressive in their quest to unload the residences whose loans defaulted.
During November, 446 foreclosed homes were sold in the nine-county Bay Area. That's 11 percent of all the home resales in the region in that month, according to an analysis by the Times of sales data compiled by Dataquick Information Systems.
In the East Bay, 229 foreclosed homes were sold in November -- 16 percent of all the resales in that area.
Banks and other lenders now account for a sharply rising share of the homes being sold in the Bay Area and East Bay. A year ago, 1 percent of all home resales in the Bay Area involved a foreclosed house....." Vacant Home Insurance

America's Hardest Hit Foreclosure Spots

2008-01-28T19:45:00.000-05:00

"Who is most feeling the crunch? Using data from RealtyTrac, a national firm that tracks foreclosures using data from multiple listing services, bank-owned property records, bankruptcy records, loan histories, tax liens and lender information, we evaluated which of the nation's counties had the most negative equity loans, by examining all loans currently in foreclosure...........

The usual suspects top the list. Wayne County, Mich., home to Detroit, is first, with 10,622 homes in foreclosure with negative equity, 176 of which have more than $100,000 of negative equity. Clark County, Nev., where you'll find Las Vegas, has 4,278 homes in foreclosure with negative equity and lands at No. 2.

Rounding out the top five are Maricopa County in Arizona, and Riverside and Los Angeles counties in California......" Foreclosures

Roost.com Real Estate Search

2008-01-27T06:53:00.000-05:00

Roost.com Real estate

"Rather, Roost has cultivated partnerships with local MLS’ and brokers’ IDX feeds to provide complete coverage in each market it enters. It reminded me of the approach another of my favorite search tools, [4] Estately.com, has taken.

Unlike Estately however – which only works in Washington State - at launch Roost will be live in 14 markets. These include Atlanta, Baltimore, Boise, Boston, Chicago, Dallas, Houston, Minneapolis, Orange County, Philadelphia, Portland, Sacramento/Modesto, Washington D.C. and San Diego. Chang expects by the end of 2008, they will be in close to 40 markets.

How it works is, in each market, the search results are sponsored by an individual broker (e.g. “Portland listings brought to you by…”). As a consumer, if you want more information on any particular listing, including contact information, all the traffic drives through to that sponsoring broker’s site.

Every market however, can have an unlimited number of sponsors and the sponsors rotate in based on the amount of traffic they have bought." more Future of Real Estate

What is Homeowners Insurance?

2008-01-18T15:11:00.000-05:00

What is Homeowners Insurance?
"Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage
Every Insurance policy is different, check your own insurance policy for specific coverages

Maintenance-related problems are the homeowners' responsibility....." Homeowners Insurance

Vacant Homes rising in 29 markets

2008-01-18T12:56:00.000-05:00

"Vacancies have risen in 29 markets in the fourth quarter of 2007, including Las Vegas, Palm Beach, Memphis, Orange County, Calif., and Orlando, according to Reis Inc., a New York real-estate research firm. Ron Witten, a Dallas-based housing analyst, estimates there are 760,000 vacant condos and homes for sale nationwide beyond what the market could normally carry, in addition to a surplus of 350,000 vacant rental properties.

Behind the trend are tens of thousands of unsold condominium units that are being dumped on markets such as South Florida, Las Vegas and Phoenix. While thousands of single-family homes also are coming on the market, renters prefer condos to houses, which typically have more expensive upkeep. "Tenants have to pick up more of the bills," says Artur Ciesielski, a Phoenix real-estate agent....." Vacant Homes Increase